EN+ Wealth is a digital platform providing financial advisory services, investment optimization, and portfolio management, focusing on underserved communities, young families, and Asian individuals in the U.S. Users can access financial information, select investment products, and interact with AI and human advisors. EN+ offers both discretionary and non-discretionary investment advisory services, with fees based on assets managed. The platform also provides financial planning services, including budgeting, debt management, tax planning, education planning, retirement planning, estate planning, insurance, and entrepreneurship resources.
Fee Structure
EN+ Wealth charges a percentage of your assets annually for investment management, billed quarterly. There are different rates depending on how much you invest and whether you choose discretionary or non-discretionary management:
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Non-Discretionary Assets (Platform Fees):
- $1 - $29,999: 0.80%
- $30,000 - $99,999: 0.70%
- $100,000 - $499,999: 0.60%
- $500,000 - $999,999: 0.50%
- $1,000,000 - $4,999,999: 0.40%
- $5,000,000 - $9,999,999: 0.30%
- $10,000,000 - $49,999,999: 0.20%
- $50,000,000 +: 0.10%
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Discretionary Assets (Investment Accounts Management Fees):
- $1 - $29,999: 1.20%
- $30,000 - $99,999: 1.10%
- $100,000 - $499,999: 1.00%
- $500,000 - $999,999: 0.90%
- $1,000,000 - $4,999,999: 0.80%
- $5,000,000 - $9,999,999: 0.70%
- $10,000,000 - $49,999,999: 0.60%
- $50,000,000 +: 0.50%
EN+ may adjust charges in cases where very small assets necessitate a disproportionate use of resources. EN+ will cap the total management fees for each Client at a maximum of 3% of the assets under management annually.