100 plus planning is an advice-only registered investment advisor based in Center Valley, Pennsylvania, founded in 2023. The firm specializes in comprehensive, holistic financial planning for individuals, families, business owners, and corporate executives. Because 100 plus planning operates strictly on an advice-only basis, the firm does not sell investment products, manage client investment portfolios directly, or accept commissions, ensuring that advice remains objective. Services are delivered through ongoing relationships or project-based engagements covering a wide array of personal and business financial topics, including retirement planning, tax strategies, cash flow and debt management, college savings, employee benefits optimization, estate planning, and risk management. Clients retain ultimate responsibility for implementing recommendations and executing trades through their chosen custodians. The firm is led by Walter T. Wandall, who holds the Certified Financial Planner designation.
Fee Structure
100 plus planning charges a recurring fixed fee for ongoing comprehensive financial planning, ranging from $100 to $1,800 per month or quarter depending on your needs and the complexity of your situation. Initial construction of your comprehensive financial plan costs up to $3,600. Fees are negotiable and outlined in your client agreement.
- Project-based financial planning — $1,000 to $6,000 as a fixed fee depending on the scope and complexity of your specific questions, payable half upon engagement and half upon delivery.
- Educational seminars and speaking engagements — $0 to $1,000 per seminar or $0 to $100 per participant depending on preparation time and attendance.