Yin Financial Planning is a fee-only financial planning firm founded by Ping Yin. The firm specializes in helping individuals and families navigate various aspects of their financial lives, including retirement planning, tax planning, cash flow management, insurance reviews, investment allocation strategies, and estate planning. Yin Financial Planning operates strictly on a flat-fee basis, meaning they do not sell financial products, earn commissions, or accept finder's fees. Because they do not manage investment portfolios directly or execute trades, clients retain full control over implementing recommendations and executing trades at their chosen brokerage custodians. In addition to financial planning, Ping Yin operates a separate accounting and tax preparation practice, providing an additional resource for clients seeking tax services.
Fee Structure
Yin Financial Planning charges an annual fixed fee ranging from $2,500 to $10,000 for comprehensive financial planning, which is billed quarterly in advance. The exact cost depends on your total income, assets, and overall financial complexity. This ongoing engagement includes:
- Regularly scheduled meetings tailored to your situation
- Ongoing goal setting and reviews
- Investment reviews and portfolio recommendations, including rebalancing strategies
- Unlimited face-to-face, email, and phone consultations at no extra charge
- Comprehensive financial plan — An annual fixed fee ranging from $2,500 to $10,000, covering full financial planning, goal setting, cash flow analysis, tax planning, and investment reviews.
- Limited scope financial planning — A flat-fee project ranging from $750 to $7,500, focusing on specific areas such as goal setting, tax planning, cash flow management, or retirement planning without ongoing follow-up support.