FinCop Financial Planning offers personalized, objective financial planning and investment advice to individuals and families. Operating as a registered investment advisor, FinCop Financial Planning is entirely fee-only, meaning the firm is paid exclusively by clients and does not sell financial products or accept commissions from third parties. Services cover a wide range of personal finance topics, including goal setting, cash flow and budgeting, debt management, risk management and insurance review, employee benefits optimization, investment education, college savings planning, retirement planning, and estate planning guidance. FinCop Financial Planning does not manage investment portfolios on an ongoing basis or take custody of client funds. Instead, the firm helps clients develop target asset allocations and provides educational and planning support, leaving execution and custody to independent brokerage firms.
Fee Structure
FinCop Financial Planning charges an annual retainer fee for ongoing financial planning services, billed quarterly at the end of each quarter.
- Annual Retainer — up to $2,000 per year, depending on the complexity of your financial situation.
Retainer services include ongoing reviews and guidance tailored to your agreed-upon financial goals.
- Project-based financial planning — up to $2,000, depending on the scope and complexity of your personal financial situation and the time required
- Hourly consulting — $100 per hour for specific financial advice and plan implementation
- Group seminars and workshops (flat rate) — up to $2,000 depending on length and complexity
- Group seminars and workshops (per person) — up to $200 per person