Freedom Financial Advisors is a registered investment advisor based in St. Thomas, USVI and The Colony, Texas, led by principal owner Steve K. Lowe. The firm provides integrated financial solutions tailored to clients' personal values and goals. Services include comprehensive financial planning, ongoing financial plan implementation subscriptions, discretionary investment management primarily through digital portfolio strategies on the Betterment platform, and non-investment advisory services such as tax planning, insurance integration, and estate plan coordination. The firm maintains an affiliated relationship with EstateShield VI, LLC, an estate planning technology platform under common control. Freedom Financial Advisors emphasizes a holistic planning approach to help clients achieve financial freedom.
Fee Structure
Portfolio-Based Fees (Flat)
| Portfolio Value | Annual Fee |
|---|---|
| Any | 1.00% |
Third-party portfolio strategy annual advisory fees range from 0.50% to 1.00%, while digital portfolio strategies range from 0.15% to 0.75% plus a Betterment platform wrap fee of 0.12% to 0.25%.