The Real Wealth Coterie offers tailored financial advisory services, including comprehensive financial planning paired with discretionary investment management, standalone investment management with limited planning, strategic business financial planning, and charitable entity financial consulting. Founded by Lazetta Rainey Braxton, the firm uses long-term buy-and-hold passive investment strategies through index mutual funds and exchange-traded funds. The firm emphasizes holistic financial planning covering cash flow, debt management, tax strategies, employee benefits, college savings, insurance, risk management, estate planning, and retirement planning. Services are designed for individuals, high-net-worth clients, small business owners, and charitable organizations.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $500K | 1.50% |
| $500K - $750K | 1.25% |
| $750K - $1.0M | 1.00% |
| $1.0M - $3.0M | 0.85% |
| $3.0M - $5.0M | 0.65% |
| $5.0M - $10.0M | 0.50% |
| $10M+ | 0.35% |
Schedule reflects standalone investment management services. Comprehensive financial planning combined with investment management charges a separate retainer starting at $6,500 plus a 0.75% portfolio fee on assets above $400,000. Fees are negotiable.