Penny Earned Financial, operating as Dedrick Curtis LLC, is a fee-only firm providing financial planning services. They offer both ongoing and project-based financial planning, helping clients with business planning, cash flow and debt management, college savings, employee benefits, estate planning, financial goals, insurance, investment analysis, retirement planning, risk management, and tax planning strategies. Penny Earned Financial may recommend third-party professionals but does not receive compensation from them.
Fee Structure
Penny Earned Financial charges a recurring fixed fee for ongoing financial planning, ranging from $250 to $1,000 per month, paid in advance. The fee depends on the client's specific needs, complexity, time, research, and resources required. Fees are negotiable.
Penny Earned Financial charges a fixed fee for project-based financial planning, ranging from $1,500 to $8,000. The fee depends on the client's specific needs, complexity, time, research, and resources required. Fees are negotiable. A portion of the fee is collected upfront, with the remainder due upon completion.