Harborfront Financial Group offers investment advisory services through investment management, financial planning, and other related services. They provide these services through programs sponsored by LPL Financial LLC. These programs include Manager Access Select, Optimum Market Portfolios, Personal Wealth Portfolios, Model Wealth Portfolios, Small Market Solution, and Guided Wealth Portfolios. Financial planning services encompass investment, retirement, education, social security, debt, insurance, tax, business, and estate planning. Harborfront does not manage wrap fee programs.
Fee Structure
Harborfront Financial Group provides investment management services through various LPL advisory programs. The fees for these programs are a percentage of your account value and are negotiable, but cannot exceed the following maximums:
- Manager Access Select: 3.0% (2.5% for new accounts after July 3, 2017)
- Optimum Market Portfolios: 2.5%
- Personal Wealth Portfolios: 2.5%
- SWM: 2.5%
- Model Wealth Portfolios: 2.65%
- Small Market Solution: 0.95%
- Guided Wealth Portfolios: 1.35%
These fees are paid quarterly in advance, except for Small Market Solution, which is paid in arrears. The fees include transaction costs, but not expenses related to margin, wire transfers, or mutual fund/ETF fees.