Mostt Inc. offers investment advisory services through a mobile app, providing children's investment accounts and college savings management. They use tax-advantaged UTMA/UGMA custodial accounts and individual brokerage accounts. Investments are in diversified portfolios of exchange-traded funds (ETFs), generally through target-date funds that shift from opportunistic to conservative as the child approaches enrollment date. Clients provide information such as name, age, monthly investment amounts, and risk profile for the firm's models to determine fund investments.
Fee Structure
Mostt Inc. charges a membership fee for using their mobile app, which includes investment advisory services. You can choose to pay $4.99 monthly or $49.99 annually, payable in advance. There is also a lifetime membership option for a one-time fee of $149.99. The minimum initial and subsequent deposits are $25.00.