Wisdom Wealth Management is a registered investment advisor located in Bloomington, Minnesota, founded in 2023. The firm specializes in comprehensive wealth management, which combines continuous investment portfolio supervision with personalized financial planning services. Wisdom Wealth Management builds customized portfolios using a mix of stocks, bonds, mutual funds, exchange-traded funds, and cash equivalents, adhering to Modern Portfolio Theory and a long-term strategic asset allocation approach. The firm also offers specialized advice on retirement planning, tax strategies, estate planning, education funding, charitable giving, and business consulting. Services are delivered through a personalized process led by founder Anne Ward, who holds multiple professional credentials including the Certified Financial Planner designation. Wisdom Wealth Management does not have a strict minimum account size requirement, though its fee structure is generally best suited for clients with substantial assets.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $1.0M | 1.00% |
| $1.0M - $3.0M | 0.75% |
| $3.0M - $5.0M | 0.60% |
| $5.0M - $10.0M | 0.50% |
| $10M+ | 0.35% |
Minimum fee is $625 per month ($7,500 annually). Accounts under $50,000 in households with less than $250,000 total assets may incur a $4.50 monthly fee. Fees are negotiable in certain circumstances.
