Financial Planning Navigators Corp. provides personalized investment management and financial planning services to individuals, high-net-worth individuals, pension and profit-sharing plans, charitable organizations, and corporations. Founded in August 2024 and based in Maple Grove, Minnesota, the firm designs diversified portfolios using Modern Portfolio Theory and fundamental and technical analysis. In addition to managing individual portfolios, the firm offers ongoing and project-based financial planning covering net worth and cash flow analysis, risk management, tax considerations, investment planning, retirement planning, estate and wealth planning, education planning, philanthropic planning, and business exit planning. Financial Planning Navigators Corp. also provides ERISA fiduciary and non-fiduciary consulting services to employer-sponsored retirement plans, as well as rollover-related advice.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $500K | 1.50% |
| $500K - $1.0M | 1.25% |
| $1.0M - $2.0M | 1.05% |
| $2.0M - $4.0M | 0.95% |
| $4.0M - $6.0M | 0.85% |
| $6.0M - $8.0M | 0.75% |
| $8.0M - $10.0M | 0.70% |
| $10.0M - $15.0M | 0.65% |
| $15.0M - $20.0M | 0.55% |
| $20.0M - $40.0M | 0.50% |
| $40.0M - $75.0M | 0.45% |
| $75.0M - $150.0M | 0.43% |
| $150M+ | 0.40% |
Annual fees are negotiable. Families may combine their assets for billing purposes. Financial planning services are included in this fee in most cases.