McCarty Wealth is a registered investment advisor based in Rockledge, Florida, founded in 2024 and led by Luke Ryan McCarty. The firm offers ongoing portfolio management tailored to each client's individual goals, risk tolerance, and time horizon. McCarty Wealth builds customized investment strategies utilizing a wide range of assets including mutual funds, exchange-traded funds, equities, fixed income securities, real estate funds, and alternatives. In addition to portfolio management, McCarty Wealth provides comprehensive financial planning covering areas such as retirement, taxes, insurance, and estate planning. The firm operates with a fiduciary duty to act in the best interest of its clients. McCarty Wealth requires clients to hold their accounts at Charles Schwab & Co. and does not impose any minimum investment account size.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $250K | 1.50% |
| $250K - $500K | 1.25% |
| $500K - $1.0M | 1.00% |
| $1.0M - $3.0M | 0.85% |
| $3.0M - $6.0M | 0.75% |
| $6M+ | 0.60% |
Fees are generally negotiable. A single rate applies to the entire portfolio based on the highest qualifying tier.