Earls Financial is an independent registered investment advisor founded in 2024 and based in Lindale, Texas. The firm is led by Benjamin Earls and offers comprehensive wealth management services, which combine ongoing investment management with personalized financial planning at no additional fee. Earls Financial builds customized investment portfolios using stocks, bonds, mutual funds, exchange-traded funds, and cash equivalents, and also provides ongoing monitoring of certain fee-based annuities. In addition to continuous investment management, Earls Financial offers project-based financial planning for clients seeking advice on specific topics. The firm operates as a fee-only advisor, meaning compensation comes solely from client fees without commissions or product sales incentives. Earls Financial works with individuals, high-net-worth clients, charitable organizations, and businesses, specializing in areas such as retirement planning, tax strategies, business planning, estate planning, and risk management.
Fee Structure
Portfolio-Based Fees (Flat)
| Portfolio Value | Annual Fee |
|---|---|
| Any | 0.99% |
Fees are negotiable. Wealth management clients receive financial planning services at no additional fee. Separate flat fee schedules apply to fee-based annuities held at Jackson National.