Phase Change Wealth Management (PCWM) is a registered investment advisor offering investment management and financial planning services. PCWM develops personalized investment plans based on client goals and risk tolerance, primarily investing in stocks, bonds, mutual funds, and ETFs. Financial planning services cover business planning, cash flow and debt management, college savings, employee benefits, estate planning, insurance, retirement planning, risk management, and tax planning. PCWM is a fee-only firm, receiving compensation solely from clients.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $500K | 1.00% |
| $500K - $1.0M | 0.85% |
| $1.0M - $2.0M | 0.75% |
| $2.0M - $3.0M | 0.65% |
| $3M+ | 0.50% |
Fees are negotiable and dependent upon variables including the specific needs of the Client, complexity, estimated time, research, and resources required to provide services to you, among other factors we deem relevant.