High Tide Advisory is a registered investment advisor based in Iron Mountain, Michigan, offering personalized financial planning and non-discretionary investment management. High Tide Advisory builds customized investment strategies primarily using third-party model portfolios and exchange-traded funds through the Altruist platform, ensuring clients approve all individual recommendations and trades before execution. In addition to portfolio oversight, High Tide Advisory provides cash-flow analysis, retirement-income mapping, tax-aware coordination, insurance planning, and business retirement plan consulting. The principal owner, Bradley J. Blomquist, also operates separate affiliated entities for tax preparation and insurance services, though clients are never required to use those affiliates. High Tide Advisory focuses on long-term, strategic asset allocation rather than short-term market timing.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $3.0M | 1.00% |
| $3M+ | 0.85% |
Households with less than $300,000 in assets are generally subject to a $3,000 minimum annual advisory fee. Fees are negotiable.