Cambient Family Office, LLC is a registered investment advisor founded in March 2025 and based in Ada, Michigan. Cambient provides customized wealth management and investment advisory services primarily to high-net-worth and ultra-high-net-worth individuals, families, trusts, estates, charitable organizations, and businesses. Cambient acts as a fiduciary, putting client interests first. The firm primarily offers discretionary portfolio management using a wrap fee program structure, where a single bundled fee covers investment management as well as certain trading and custodial costs. Portfolios are typically constructed using low-cost, diversified mutual funds, exchange-traded funds, individual stocks, bonds, options contracts, alternative investments, or cryptocurrencies, tailored to each client's specific goals, time horizon, and risk tolerance. In addition to investment management, Cambient provides comprehensive financial planning services covering retirement planning, tax strategies, personal savings, education funding, and insurance needs. The firm may also recommend third-party independent managers or specialized strategies when appropriate.
Fee Structure
Portfolio-Based Fees (Flat)
| Portfolio Value | Annual Fee |
|---|---|
| Any | 1.50% |
Wealth management fees range from 0.50% to 1.50% annually depending on factors such as scope, complexity, and asset level. Non-discretionary supervised assets are billed at 0.15%. Fees are negotiable.