395 Financial Planning offers ongoing and project-based financial planning services to individuals, including high net worth individuals. The firm does not manage investment portfolios or exercise trading authority. Instead, 395 Financial Planning provides comprehensive financial planning and consulting covering retirement, cash flow and debt management, college savings, employee benefits, estate planning, insurance, risk management, and tax planning strategies. Services are delivered through a fixed-fee, hourly, or ongoing retainer structure.
Fee Structure
395 Financial Planning charges a monthly fee starting at $395 based on complexity for ongoing financial planning. Clients work with a planner to develop, implement, and monitor a financial plan, receiving annual reviews and ongoing support. Portfolio management advice is included at no additional cost for ongoing planning clients.
- Project-based financial planning — Fixed fees ranging from $395 to $10,000 depending on complexity, covering specific areas like retirement, cash flow, college savings, and estate planning
- Hourly consulting — Starting at $395 per hour depending on complexity