AFS Wealth Management offers ongoing portfolio management and financial planning services tailored to each client's goals, time horizon, and risk tolerance. AFS Wealth Management creates a personalized investment policy statement for every client and manages accounts with the authority to make trades without asking first. The firm's portfolio management covers asset allocation, security selection, and regular monitoring. In addition to investment management, AFS Wealth Management provides pension consulting for employee benefit plans and standalone financial planning covering areas such as retirement, taxes, insurance, and estate planning. AFS Wealth Management generally limits its investment advice to mutual funds, fixed income securities, real estate funds, insurance products, equities, and exchange-traded funds.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $400K | 1.50% |
| $400K - $750K | 1.25% |
| $750K - $1.0M | 1.00% |
| $1.0M - $2.0M | 0.85% |
| $2.0M - $4.0M | 0.75% |
| $4.0M - $10.0M | 0.50% |
| $10M+ | 0.30% |
Fees are negotiable based on asset size, anticipated future assets, related accounts, and complexity. Cash management program adds an extra 0.25% annual fee on cash holdings.