DIWY Financial Planning provides non-discretionary financial planning services for individuals, helping them establish financial goals and values across areas such as net worth, cash flow, insurance, retirement planning, investments, college planning, and estate planning. The firm does not manage client portfolios or exercise trading authority, operating strictly on an advice-only basis. DIWY Financial Planning offers two main engagement models for individuals: One-on-One Financial Planning, which provides personalized sessions and implementation support billed on a tiered hourly structure within a 30-day window, and Group Office Hours, which are interactive group sessions billed as a flat fee per 30-day window. The firm emphasizes passive investment principles, utilizing low-cost index funds and exchange-traded funds when providing investment recommendations. DIWY Financial Planning is led by Al Faber, who serves as the principal owner and Chief Compliance Officer.
Fee Structure
- One-on-One Financial Planning — Billed at $400 for the first hour, $300 for the second hour, $250 for the third hour, and $200 for the fourth and subsequent hours for meetings held within a 30-day window.
- Group Office Hours — $200 per 30-day window for access to interactive group sessions covering personal finance topics, with a full refund available if no sessions are attended.
- Educational Webinars — Ranging from free to $500 per participant for general financial education presentations.
