Pay It Forward Financial Planning is a registered investment advisor located in Worthington, Ohio, founded in 2025. The firm is led by principal owner and Certified Financial Planner Matthew Hofacre. Pay It Forward Financial Planning offers comprehensive services tailored to individuals and high-net-worth clients, including investment management, ongoing financial planning, and individual and business tax return preparation. The firm utilizes Modern Portfolio Theory and a mix of active and passive strategies to build diversified portfolios aligned with client goals, risk tolerance, and tax considerations. Clients can grant discretionary or non-discretionary trading authority. Pay It Forward Financial Planning operates as a fee-only firm, meaning compensation comes solely from client fees rather than commissions or product sales, helping to minimize conflicts of interest.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $500K | 0.48% |
| $500K - $1.0M | 0.42% |
| $1.0M - $1.5M | 0.40% |
| $1.5M - $2.5M | 0.31% |
| $2.5M+ | 0.32% |
Fees are charged as fixed monthly amounts ranging from $200 to $800, which translate to annualized percentages varying depending on exact portfolio size within each tier. Fees are negotiable.