Clover Leaf Financial manages investment portfolios and provides personalized financial planning for individuals, families, high-net-worth clients, trusts, estates, retirement plan sponsors, and small businesses. Clover Leaf Financial uses a disciplined, research-based approach focusing on long-term portfolio construction with diversified, low-cost exchange-traded funds tailored to each client's goals and risk tolerance. Services include portfolio management, financial planning, retirement plan consulting, and cash flow analysis. Clover Leaf Financial operates on a fee-only basis and does not receive commissions from product providers, though the firm does receive compensation through an unaffiliated platform when recommending certain insurance and annuity products.
Fee Structure
Portfolio-Based Fees (Flat)
| Portfolio Value | Annual Fee |
|---|---|
| Any | 1.50% |
Annual fees typically range from 0.50% to 1.50% depending on portfolio size, financial complexity, and scope of services. Fees are negotiated with each client.