Caird Family Wealth Management (CFWM) offers investment management and financial planning services. CFWM creates investment plans based on clients' goals and manages portfolios accordingly. CFWM primarily advises on stocks, bonds, mutual funds, and ETFs. CFWM also provides financial planning services, covering areas like business planning, cash flow management, college savings, estate planning, insurance, investment analysis, retirement planning, risk management, and tax strategies. CFWM offers its investment management services exclusively as part of a bundled fee program.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $1.0M | 1.00% |
| $1.0M - $3.0M | 0.90% |
| $3.0M - $5.0M | 0.75% |
| $5.0M - $10.0M | 0.50% |
| $10M+ | 0.40% |
This fee schedule is for wealth management services. For fixed income investment management only, the fees are: First $5,000,000: 0.50%, $5,000,001 - $10,000,000: 0.40%, $10,000,001 - $20,000,000: 0.35%, Over $20,000,000: 0.15%. Fees are negotiable.