M4A3 provides financial planning, consulting, and investment management services to individuals, families, charitable organizations, and private funds. M4A3 manages client investment portfolios, allocating assets among mutual funds, exchange-traded funds (ETFs), and proprietary privately placed securities. M4A3 consults with clients to assess their risk tolerance, time horizon, and liquidity needs. Clients retain absolute discretion over all decisions regarding implementation and are under no obligation to act upon any of the financial planning or consulting recommendations made by M4A3.
Fee Structure
M4A3 offers investment management services for an annual fee based on the amount of assets they manage. This fee can be up to 0.85% depending on the size and composition of your portfolio, the type and amount of services rendered, and who is providing the services. The fee is calculated each quarter based on the average daily balance of your account. M4A3 does not charge this fee on assets invested in their private funds, which have separate fees.