Integrative Planning offers asset management services through determining individual investment goals, time horizons, objectives, and risk tolerance. Investment strategies, investment selection, asset allocation, portfolio monitoring and the overall investment program will be based on the above factors. Financial planning generally involves developing a custom plan that incorporates key planning elements which include, but are not limited to: Income, Taxation , Healthcare, Investing, and Estate Transition. Consulting services are customizable depending on your needs and generally focus on topics such as: Retirement Planning, Cashflow Planning, investment Analysis, Debt Management, Insurance Planning, Tax Planning, and Estate Planning.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $750K | 1.50% |
| $750K - $1.5M | 1.25% |
| $1.5M - $3.0M | 1.00% |
| $3.0M - $10.0M | 0.75% |
| $10.0M - $25.0M | 0.50% |
| $25M+ | 0.25% |
Schedule 1: Integrative Managed Accounts. Schedule 2 (Sub-Advised Accounts) has higher fees: Up to $749,999: 1.75%, $750,000 – $1,499,999: 1.50%, $1,500,000 – $2,999,999: 1.25%, $3,000,000 – $9,999,999: 1.00%, $10,000,000 – $24,999,999: 0.75%, $25,000,000+: 0.50%. All accounts will be assessed a $5/month technology fee.