Integrative Planning, Inc. is a registered investment advisor based in Cornelius, North Carolina, founded in May 2025. The firm offers comprehensive asset management and financial planning services tailored to individuals, small businesses, trusts, estates, and high-net-worth clients. Integrative Planning builds investment portfolios using a mix of strategic and tactical model portfolios, custom stock and bond selections, and sub-advised strategies, while incorporating tax-efficient trading and asset location. Financial planning is generally included as part of the asset management service, but standalone consulting is also offered on an hourly basis covering topics such as retirement, cash flow, tax, and estate planning. Additionally, the firm's representatives may offer insurance products through separate business activities.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $750K | 1.50% |
| $750K - $1.5M | 1.25% |
| $1.5M - $3.0M | 1.00% |
| $3.0M - $10.0M | 0.75% |
| $10.0M - $25.0M | 0.50% |
| $25M+ | 0.25% |
Rates reflect Integrative Managed Accounts. Sub-advised accounts range from 0.50% to 1.75%. Custom advisory flat fees range from 0% to 1.75%. All accounts are subject to a $5/month technology fee. Fees are negotiable.