N Financial Plans is a registered investment advisor based in Huntington, New York, offering personalized investment management, financial planning, and tax preparation services. The firm builds customized investment portfolios using stocks, bonds, mutual funds, exchange-traded funds, and cash equivalents, and may utilize third-party managers or platforms like Betterment Advisor Solutions and 55ip to execute trades and manage accounts. Financial planning services cover a broad spectrum of topics, including retirement projections, cash flow and debt management, tax planning strategies, estate planning coordination, employee benefits optimization, college savings, and business consulting. N Financial Plans operates on a fee-only basis, meaning compensation comes solely from client fees rather than commissions or product sales. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporations with no minimum account size required.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $1.0M | 1.00% |
| $1M+ | 0.50% |
Fees are negotiable. Household accounts may be aggregated. Third-party manager fees are separate, but combined fees will not exceed 2%.
