Ember LLC, operating as Ember Wealth Concepts & Financial Planning, offers customized discretionary portfolio management and comprehensive financial planning services to individuals, high-net-worth individuals, families, retirement plans, corporations, and pensions. Led by Andrew Ulibarri, Ember constructs tailored investment portfolios using in-house proprietary models and third-party investment strategists through the Envestnet platform, utilizing strategic and tactical asset allocation along with value investing principles. Financial planning services cover retirement planning, tax optimization, insurance planning, education funding, charitable giving, and estate planning. Ember emphasizes a client-first approach, adhering to fiduciary standards and tailoring strategies to align with each client's individual financial goals and risk tolerance.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $500K | 2.00% |
| $500K - $1.0M | 1.75% |
| $1.0M - $2.5M | 1.50% |
| $2.5M - $5.0M | 1.25% |
| $5M+ | 1.00% |
Fees are calculated based on the average daily balance and charged quarterly in arrears. Accounts on the Envestnet platform incur a separate platform fee of up to 0.14% annually. Fees are negotiable.