NarStar LLC is a registered investment advisor based in Sandy, Utah, founded and operated by Pavel Naruta. The firm manages individual investment accounts and employer-sponsored SIMPLE IRA participant accounts on a discretionary basis using three standardized model portfolios: an Income Strategy focused on dividend-paying equities and cash equivalents, a Growth Strategy focused on U.S. and international equities for long-term capital appreciation, and a Speculative Strategy focused on higher-volatility exposures such as small-cap and thematic equities. NarStar uses fundamental analysis alongside artificial intelligence research tools to manage portfolios. The firm does not customize portfolios or accept client-imposed restrictions on individual holdings, and all client accounts must be custodied at Interactive Brokers. NarStar does not provide standalone financial planning, tax preparation, or estate planning services.
Fee Structure
Portfolio-Based Fees (Flat)
| Portfolio Value | Annual Fee |
|---|---|
| Any | 1.60% |
Fees vary by strategy for non-retirement accounts: Income Strategy is 0.60%, Growth Strategy is 1.20%, and Speculative Strategy is 1.60%. All retirement accounts are charged a single uniform rate of 1.00% per year regardless of strategy allocation.