Commercial Trust Financial Services offers ongoing portfolio management and investment advice tailored to each client's individual goals, risk tolerance, and time horizon. Operating as both sponsor and portfolio manager, Commercial Trust Financial Services utilizes a wrap fee program where a single bundled fee covers investment advice and execution services, with the firm absorbing certain transaction costs. The firm builds personalized investment strategies using mutual funds, exchange-traded funds, equities, fixed income securities, real estate investment trusts, and insurance products such as annuities. Commercial Trust Financial Services primarily serves individuals, high-net-worth individuals, charitable organizations, and corporations. Investment portfolios are managed on a discretionary basis, backed by fundamental analysis, cyclical analysis, and modern portfolio theory.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $100K | 1.25% |
| $100K - $1.0M | 1.05% |
| $1.0M - $2.5M | 0.90% |
| $2.5M - $5.0M | 0.75% |
| $5M+ | 0.60% |
Fees are generally negotiable. Fees are paid quarterly in advance.