TheraWealth, LLC offers portfolio management services based on individual client goals, objectives, and risk tolerance. They create an Investment Policy Statement for each client. TheraWealth also provides financial planning services, including investment planning, life insurance, tax concerns, retirement planning, college planning, and debt/credit planning. Additionally, they offer estate planning services, engaging with third-party services or attorneys as needed. TheraWealth generally limits its investment advice to mutual funds, fixed income securities, real estate funds, insurance products, equities, ETFs, treasury inflation protected bonds, commodities and non-U.S. securities.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $250K | 1.15% |
| $250K - $500K | 0.95% |
| $500K - $1.0M | 0.85% |
| $1.0M - $2.0M | 0.75% |
| $2.0M - $5.0M | 0.65% |
| $5M+ | 0.55% |
Fees are generally negotiable. TheraWealth may also help clients select the investments in their 401k plans. The assets under management fee is 0.50%.