Locus Wealth Management is a registered investment advisor located in West Chester, Pennsylvania, founded by Ryan Moran in 2025. The firm specializes in comprehensive wealth management, combining continuous investment management with personalized financial planning. Locus Wealth Management helps clients build and monitor custom investment portfolios using stocks, bonds, mutual funds, exchange-traded funds, and cash equivalents, adhering to Modern Portfolio Theory and offering socially responsible investing options upon request. Alongside portfolio management, the firm provides financial planning that covers retirement, cash flow, debt management, tax strategies, estate planning, employee benefits, college savings, and insurance review. Locus Wealth Management operates as a fee-only firm, meaning they are compensated exclusively by client fees and do not accept commissions or product sales compensation.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $1.0M | 1.00% |
| $1.0M - $5.0M | 0.50% |
| $5.0M - $15.0M | 0.25% |
| $15M+ | 0.15% |
Fees are negotiable and billed monthly in arrears using a blended tier structure. Household accounts may be aggregated for fee calculations.