Navigator Wealth Advisors provides tailored investment management and financial planning services to individuals, families, trusts, estates, and businesses. Located in Las Vegas, Nevada, Navigator focuses on building customized investment portfolios using exchange-traded funds, mutual funds, individual securities, and third-party managers when appropriate. The firm operates primarily on a discretionary basis, meaning Navigator makes investment trades on your behalf without needing approval before every transaction. Navigator's approach includes continuous portfolio monitoring, periodic rebalancing, and tax-efficient strategies tailored to each client's specific time horizon, risk tolerance, and cash flow needs. Financial planning is included as part of the investment advisory services at no additional explicit cost. Navigator works with independent custodians like LPL Financial Services to hold client assets and execute trades. The firm emphasizes its fiduciary duty to act in clients' best interests and maintains a code of ethics to prevent conflicts of interest. Navigator generally does not require a minimum account size or annual fee, offering flexibility for various client situations.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $500K | 1.50% |
| $500K - $1.0M | 1.25% |
| $1M+ | 1.00% |
Fees are negotiable based on circumstances, and household accounts may be aggregated to reach lower rates. First tier extended to $0 as no minimum account size is required.