Harting Financial is an independent registered investment advisor based in Denver, Colorado, operating as a legally required fiduciary and fee-only firm. Harting Financial specializes in comprehensive financial planning, portfolio management recommendations, retirement advice, and financial literacy education. The firm focuses on long-term, tax-efficient, buy-and-hold investment strategies using low-cost exchange-traded funds and mutual funds. Harting Financial does not manage client portfolios directly or have the authority to make trades without asking first; instead, clients receive personalized financial plans and portfolio recommendations to implement on their own or through third-party account custodians like Vanguard, Fidelity, or Charles Schwab. Harting Financial serves individuals, families, non-profits, trusts, and businesses without requiring a minimum net worth or minimum portfolio size.
Fee Structure
- Hourly consulting — up to $275 per hour for specific financial planning questions and advice
- Comprehensive financial plan or project-based planning — fixed fee determined by mutual agreement based on the scope of work