SimplifiedFP, LLC is a registered investment advisor located in Clovis, California, founded in 2025 and led by Russell Maltes. SimplifiedFP provides comprehensive investment management, financial planning, and retirement plan consulting services. When managing portfolios, SimplifiedFP builds customized asset allocations utilizing stocks, bonds, mutual funds, exchange-traded funds, and cash equivalents, sometimes incorporating third-party independent managers. Financial planning services cover a broad range of topics including business consulting, cash flow and debt management, college savings, employee benefits, estate planning, insurance analysis, retirement projections, risk management, and tax strategies. SimplifiedFP operates as a fee-only firm, meaning they are compensated exclusively through direct client fees and do not accept commissions or third-party product sales compensation. The firm works on an ongoing or project-based basis, tailoring its advice to each client's individual goals and risk tolerance.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $250K | 1.00% |
| $250K - $1.0M | 0.90% |
| $1M+ | 0.80% |
Fees are negotiable. Total fees will not exceed 3% of the value of assets under management. Household accounts may be aggregated.