First Step Financial provides financial planning services covering investment planning, insurance, tax, retirement, college, and debt/credit planning. They also offer an annual subscription service with quarterly meetings and ongoing support. FSF primarily recommends broad index fund ETFs and mutual funds.
Fee Structure
First Step Financial offers an annual subscription service that includes quarterly advisory meetings to review progress toward financial goals, update planning strategies, and address changes in your circumstances. You'll also receive personalized outreach about relevant economic developments, regulatory updates, and planning opportunities. The negotiated fixed rate for subscription services is between $36 and $180 per month.
First Step Financial offers financial plans for a negotiated fixed rate between $540 and $1,800. They also offer ad-hoc services for a negotiated hourly fee between $54 and $180. Hourly engagements are limited in scope and address specific questions or scenarios, and do not entail the creation of a comprehensive financial plan.