DrG Financial is an independent registered investment advisory firm based in Clear Lake, Iowa. DrG Financial specializes in providing personalized financial planning and consulting services, including comprehensive written financial plans, modular financial plans covering specific topics like retirement or estate planning, and one-time or as-needed consultations. DrG Financial also helps clients connect with third-party money managers who handle actual investment portfolios and trading, while DrG Financial acts as a liaison and advisor. DrG Financial does not directly manage investment portfolios or exercise trading authority. Instead, DrG Financial focuses on helping clients understand their overall financial situation, set financial objectives, and navigate major decisions like retirement plan rollovers. The firm primarily follows a value-investing and strategic asset allocation philosophy when recommending third-party options or discussing strategies. DrG Financial serves individuals, high-net-worth individuals, pension plans, and business entities.
Fee Structure
- Comprehensive financial plan — $1,500 to $15,000 depending on the complexity of your situation, covering asset allocation, budgeting, cash flow, education, estate planning, insurance, investments, real estate, retirement, risk management, and tax planning.
- Modular financial plan — Fixed fee ranging from $1,500 to $15,000 for specific agreed-upon topics.
- One-time consultation — $250 to $10,000 for targeted investment or financial planning discussions.
- As-needed consulting — $250 to $10,000 for ongoing consultations on specific issues raised by the client.