Vessel Financial Planning is a registered investment advisor located in Plano, Texas, owned and operated by Cole Williams. The firm offers continuous asset management services, building personalized portfolios using stocks, bonds, mutual funds, exchange-traded funds, and real estate investment trusts based on each client's risk tolerance and financial goals. In addition to investment management, Vessel Financial Planning provides two distinct financial planning options: project-based consulting and ongoing financial planning. These planning services cover retirement planning, tax strategies, asset allocation, budgeting, cash flow planning, insurance analysis, debt management, and real estate review. The firm operates as a registered investment advisor legally required to act in your best interest and does not have a minimum account size required to start an investment management relationship.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $500K | 0.95% |
| $500K - $1.0M | 0.85% |
| $1.0M - $2.0M | 0.75% |
| $2.0M - $5.0M | 0.50% |
| $5M+ | 0.40% |
Fees are negotiable and billed quarterly or monthly in arrears. Ongoing financial planning fees may be waived if you engage asset management services.