Four Pines Financial LLC is a registered investment advisor founded in 2025 and based in Atlanta, Georgia. The firm offers personalized wealth management services, which combine continuous investment management with comprehensive financial planning. When providing investment management, Four Pines Financial builds portfolios utilizing stocks, bonds, mutual funds, exchange-traded funds, government securities, cash equivalents, and digital assets, operating with discretionary authority to make trades on your behalf. As part of its wealth management services, Four Pines Financial provides holistic financial planning covering retirement, cash flow and debt management, business planning, college savings, employee benefits, estate planning, insurance analysis, and tax planning strategies. The firm also offers standalone ongoing financial planning on a monthly retainer basis. Four Pines Financial acts in your best interest as a registered investment advisor and does not sell investment products or earn commissions.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $2.5M | 1.00% |
| $2.5M - $5.0M | 0.80% |
| $5M+ | 0.60% |
Schedule reflects the wealth management tiered fee. Standalone investment management services are charged at a flat rate of 0.85%. All fees are negotiable.