Molinar & Co Financial Advocates is a registered investment advisor founded in 2025 and based in Phoenix, Arizona. Molinar & Co Financial Advocates offers wealth management services that combine ongoing investment management with personalized financial planning. The firm helps clients define their financial goals, analyze their current financial situation, and create strategies covering retirement, taxes, estate planning, cash flow, insurance, and college savings. Molinar & Co Financial Advocates uses fundamental and technical analysis along with Modern Portfolio Theory to build diversified portfolios tailored to each client's risk tolerance. The firm also provides standalone ongoing and project-based financial planning, as well as retirement plan consulting and management services for employer-sponsored retirement plans. Molinar & Co Financial Advocates operates as a fee-only firm, meaning compensation comes solely from client fees rather than commissions on products.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $300K | 1.25% |
| $300K - $2.0M | 1.00% |
| $2.0M - $5.0M | 0.90% |
| $5M+ | 0.80% |
Fees are negotiable. The fee schedule uses a retroactive straight tier where the rate applies to all assets once a breakpoint is reached.