Bg Advisors, INC.

BG Advisors is a registered investment advisor based in Bloomfield Hills, Michigan, specializing in retirement plan consulting and management. Operating primarily as a fiduciary under federal retirement plan rules, BG Advisors assumes full discretion over the investment lineup of employer-sponsored plans such as 401(k)s. The firm's services include developing customized investment policy statements, selecting and monitoring fund options, providing quarterly reporting, and offering optional participant education. BG Advisors manages investment portfolios using quantitative and qualitative analysis, strategic asset allocation, and ongoing monitoring to help mitigate risk and ensure compliance with regulatory standards. In addition to retirement plan consulting, the firm's leadership engages in insurance activities, which may present conflicts of interest that are managed through policy and disclosure. BG Advisors does not manage individual personal accounts directly, focusing instead on institutional retirement plans and corporate entities.