Oak Bay Financial, LLC

Oak Bay Financial, LLC offers tailored investment management, pension consulting, and tiered financial planning services to individuals, high net-worth individuals, pension plans, and businesses. Oak Bay Financial builds passive investment portfolios using index mutual funds and exchange-traded funds, focusing on asset allocation, fundamental analysis, and long-term strategies. In addition to managing portfolios, Oak Bay Financial provides comprehensive financial planning covering cash flow, debt management, retirement planning, insurance reviews, tax strategies, and estate planning support. Clients can choose from hourly consultations, fixed-fee plans, or ongoing coaching and consulting arrangements. Oak Bay Financial does not maintain account minimums and operates independently while also offering insurance products through an affiliated agency.