Whisper Wealth Advisors provides continuous investment management and personalized financial planning services for individuals and high net worth clients. Whisper Wealth Advisors builds customized portfolios using stocks, bonds, mutual funds, exchange-traded funds, and cash equivalents, guided by modern portfolio theory and tailored to each client's specific goals, risk tolerance, and tax considerations. When appropriate, the firm utilizes independent third-party managers or model marketplace platforms to assist with portfolio management while maintaining ongoing oversight. In addition to managing investments, Whisper Wealth Advisors offers comprehensive financial planning covering retirement, tax strategies, cash flow and debt management, estate planning coordination, employee benefits, college savings, and risk management. Services are delivered through ongoing retainer engagements or project-based assignments. Whisper Wealth Advisors operates as a fee-only firm, meaning compensation comes solely from clients through direct fees rather than commissions or product sales.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $1.0M | 1.00% |
| $1.0M - $3.0M | 0.75% |
| $3.0M - $5.0M | 0.50% |
| $5M+ | 0.50% |
Fees are negotiable for accounts over $5,000,000. Household accounts may be aggregated for fee calculation purposes.