Saecula Wealth LLC manages investment portfolios and provides comprehensive financial planning services for individuals and families. Saecula Wealth focuses on long-term endurance across market and life cycles, helping clients build resilient portfolios and financial plans. Services include ongoing investment management with discretionary authority, asset allocation, and personalized financial planning covering areas such as retirement planning, cash flow and debt management, business planning, tax planning strategies, estate planning, employee benefits optimization, and risk management. Saecula Wealth also considers non-brokerage assets like physical precious metals, direct real estate, closely held businesses, or cryptocurrency within the scope of flat-fee advisory services. Saecula Wealth operates as a registered investment advisor and does not accept compensation for the sale of securities or investment products.
Fee Structure
Saecula Wealth charges an annual flat fee for wealth management services, which include both investment management and financial planning. The fee is determined by the complexity of your situation and the estimated time required, billed monthly in arrears. Annual fees range from $3,600 to $36,000 across three service tiers:
- Tier 1 - Foundations — $3,600 to $5,400 per year, designed for clients with simple financial situations like single or dual-income households without dependents
- Tier 2 - Stewardship — $6,000 to $9,000 per year, for families needing college planning or retirees needing retirement income strategies
- Tier 3 - Legacy — $9,600 to $36,000 per year, for business owners or clients with complex situations requiring in-depth planning and coordination