Amor Fati Financial Services, LLC is a registered investment advisor owned and operated by Ethan W. Baldwin, based in South Burlington, Vermont. The firm provides comprehensive investment advisory services, including ongoing discretionary portfolio management tailored to each client's specific financial goals, time horizon, and risk tolerance. Portfolios are typically constructed using a diversified mix of passive, low-cost mutual funds, exchange-traded funds, equities, and fixed income securities. In addition to portfolio management, Amor Fati Financial Services offers financial planning services covering cash flow, retirement, business succession, estate planning, and charitable giving, which are provided at no additional cost as part of an ongoing investment advisory relationship. The firm also offers financial planning on an hourly consulting basis independent of portfolio management, as well as non-discretionary investment consulting for employee benefit plans governed by federal retirement plan rules.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $1.0M | 0.75% |
| $1.0M - $10.0M | 0.50% |
| $1M+ | 0.25% |
Tranche breakpoints under $10,000,000 are adjusted for inflation every three years based on the Consumer Price Index. Fees may be subject to rare discounts for household aggregation or related trusts.