Classic Capital Planning Advisors is an Irvine, California-based registered investment advisor founded in 2025 and owned and operated by Spring Chen. The firm provides comprehensive financial planning services that integrate tax-aware strategies with non-discretionary investment advisory services. Services include investment planning, retirement planning, cash flow and budgeting analysis, tax-aware investment planning, insurance and risk management analysis, estate planning considerations, and education funding planning. All investment recommendations are provided on a non-discretionary basis, meaning clients must review and approve all recommendations before implementation, and clients remain responsible for executing trades. In addition to advisory services, the firm's personnel may offer separate non-advisory tax preparation and compliance services through Enrolled Agents under separate agreements. Classic Capital Planning Advisors serves individuals, high net worth individuals, families, trusts, estates, and business entities.
Fee Structure
- Comprehensive financial plan — Fixed fees ranging from $1,000 to $10,000 depending on the scope of services, financial complexity, and time required
- Hourly consulting — $500 per hour for financial planning services