Crystal Oak Wealth Management provides personalized investment management and financial planning services for individuals, high-net-worth clients, and businesses. Crystal Oak creates customized portfolios using stocks, bonds, mutual funds, exchange-traded funds, and model portfolios, while maintaining the authority to make trades without asking first. In addition to managing investments, Crystal Oak offers comprehensive financial planning covering cash flow management, tax strategies, insurance analysis, estate planning, equity compensation, education funding, retirement and exit planning, and debt management. Clients can choose standalone financial planning, ongoing monthly planning support, or project-based consultations. The firm operates as a registered investment advisor based in Rogers, Arkansas, founded and led by Paul E. Schuder Jr.
Fee Structure
Portfolio-Based Fees (Flat)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $1.0M | 0.80% |
| $1.0M - $2.5M | 0.70% |
| $2.5M - $10.0M | 0.60% |
| $10M+ | 0.50% |
Fees are negotiable based on historical relationships, asset types, and account size. Cash is included in fee calculations.