Beacon Freedom Advisory is a registered investment advisor founded in 2025 and based in Williamsburg, Virginia, with registrations in Virginia, Arizona, and California. The firm offers investment management by partnering with Matson Money to build portfolios using modern portfolio theory. In addition to investment management, Beacon Freedom Advisory provides comprehensive financial planning covering retirement, cash flow, debt management, college savings, estate planning, insurance, tax strategies, and business planning. The firm also offers ongoing financial planning retainers, hourly consulting, and retirement consulting services for employee benefit plans. Justin Roberto serves as the principal owner and chief compliance officer.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $1.0M | 0.94% |
| $1.0M - $3.0M | 0.64% |
| $3M+ | 0.54% |
Fees are negotiable and paid quarterly in advance. Total fees combined with Matson Money will not exceed 3% per year.