Cura Collective Legacy is a registered investment advisor founded in October 2025, providing professional investment management services to individuals, high-net-worth individuals, and retirement plans. Led by President and Chief Compliance Officer John Betterman, the firm focuses on building long-term relationships and creating tailored portfolios based on each client's specific goals, risk tolerance, and time horizon. Cura Collective Legacy uses a strategic asset allocation approach, utilizing model portfolios that range from conservative capital preservation to all-equity growth strategies. The firm employs both active and passive management styles, incorporating exchange-traded funds, mutual funds, individual stocks, and bonds. Clients have the option to impose reasonable restrictions on their accounts and can choose between discretionary management (where the firm makes trades on their behalf) and non-discretionary management. Cura Collective Legacy partners with third-party platforms like Betterment and independent custodians such as Charles Schwab & Co. to custody and execute trades for client accounts. Additionally, the firm offers retirement plan consulting services for employers.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $1.0M | 0.75% |
| $1M+ | 0.55% |
Fees may be negotiable in certain circumstances. Accounts utilizing Betterment incur an additional 0.12% platform fee.