WISE Financial Strategies provides personalized investment management and financial planning services for individuals, trusts, estates, charitable organizations, pension and profit-sharing plans, and corporations. Led by Trisha Floyd, the firm collaborates with money manager CPS Investment Advisors to build and manage portfolios tailored to each client's specific goals and risk tolerance. WISE Financial Strategies offers comprehensive financial planning covering budgeting, cash flow, tax planning, death and disability needs, retirement, and investments, as well as specific consultations and 401(k) daily valuation services. The firm uses a disciplined, value-driven investment approach focused on identifying undervalued companies with strong balance sheets and competitive advantages. Additionally, WISE Financial Strategies is affiliated with Ramos & Floyd CPAs PLLC, an accounting firm owned by Trisha Floyd, allowing for coordinated tax and financial strategies.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $3.0M | 1.50% |
| $3.0M - $5.0M | 1.00% |
| $5M+ | 0.75% |
Fees are shared between WISE Financial Strategies and money manager CPS Investment Advisors. Other programs include 401(k) services at a total annual fee of 1.00%.