R.I.T. Wealth Advisors is an independent registered investment advisor located in San Luis Obispo, California. The firm offers comprehensive ongoing planning and investment services that combine continuous portfolio management with a suite of financial planning topics, including budgeting, tax strategies, retirement planning, estate planning, and insurance analysis. Portfolios are typically constructed using a diversified mix of mutual funds, exchange-traded funds, individual stocks, and bonds. The firm also offers standalone financial planning for a fixed fee. R.I.T. Wealth Advisors operates under a legal obligation to act in the best interest of its clients.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $800K | 1.35% |
| $800K - $2.0M | 0.75% |
| $2.0M - $5.0M | 0.65% |
| $5.0M - $10.0M | 0.55% |
| $10.0M - $20.0M | 0.45% |
| $20M+ | 0.35% |
A 10% discount applies to all tiers for households with more than $2,000,000 under management. Non-actively managed assets and held-away accounts are excluded from the fee calculation.