Birmingham Capital is a registered investment advisor located in Sterling Heights, Michigan, offering personalized wealth management and financial planning services. The firm designs customized investment portfolios primarily utilizing exchange-traded funds, mutual funds, individual stocks, and bonds, matching each client's specific goals, risk tolerance, and time horizon. In addition to continuous portfolio management, Birmingham Capital provides comprehensive financial planning encompassing retirement planning, personal savings, education funding, insurance needs, and tax strategies. The firm acts as a fiduciary, legally bound to put clients' best interests first, and generally does not impose a minimum account size to establish a relationship. Clients' assets are held with an independent custodian, such as Charles Schwab & Co.
Fee Structure
Portfolio-Based Fees (Flat)
| Portfolio Value | Annual Fee |
|---|---|
| Any | 2.00% |
Wealth management fees range up to 2.00% annually based on the scope and complexity of services, asset level, and overall relationship. Fees may be negotiable at the firm's discretion.